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Investments
Clarity Investments + Planning LLC offers investment management services on a fee-only basis. Our investment philosophy is based on principles of asset allocation, diversification, and minimizing expenses. Clarity portfolios primarily invest in mutual funds, particularly those of Dimensional Fund Advisors (DFA). We do not pick individual stocks, nor do we practice market timing, as research has shown these to be unsuccessful efforts over the long term. Our goal is to help clients invest in a sane, methodical way, suitable to their risk tolerance and other client-specific considerations.
In addition to monthly statements from Fidelity, where client accounts are held, clients can access quarterly performance reports at personal websites. These reports show a client’s actual rate of return on all Clarity accounts since inception. This is different from the return shown in an advertisement or fund prospectus. Quarterly performance reports factor in clients’ additions and withdrawals, as well the underlying investments’ performance. Clients may also opt to store personal documents (e.g. insurance policies, tax information) and other files on their secure website.
For those who prefer to manage their own investments, we also offer hourly services where we advise on asset allocation and investment selection.
