Fees

Clarity Investments + Planning LLC offers a flexible array of services and fees designed to fit a variety of client needs and budgets.

Investment Management

Ideal for those who:

• lack the time, interest, or skill to manage their investments, including rebalancing, tax-loss harvesting, and investment selection
• prefer a fee-only arrangement to commissions and/or sales charges
• want reports showing their actual rate of return to gauge performance
• anticipate infrequent need for financial planning services, or are otherwise comfortable paying for these services separately (Note: Investment clients are offered a complimentary hour of financial planning services annually.)

Tiered Rates:
1.00%    Up to $100,000
0.90%    $100,001-$500,000
0.75%    $500,001-$1,000,000
0.60%    Above $1,000,000

Household minimum: $800 per year

Planning: Hourly

Ideal for those who:

• seek one-time or periodic advice on financial planning issues
• prefer to manage their own investments but would like an objective professional opinion
• are comfortable with pay-as-you-go billing

Rate: $200 per hour, with a minimum of $400 for a first-time engagement
Initial consultations are always free of charge and carry no obligation.

Planning: Retainer Program

Ideal for those who:

• are existing clients (planning or investment)
• anticipate several short phone consultations in the coming year
• prefer simplified one-time payment to pay-as-you-go billing

Rate: $300 for two hours’ worth of phone meetings (25% discount from standard rate)
15 minute increment minimum. Clients have twelve months from time of payment to use purchased time. One month prior to expiration, client will receive status report of time remaining.